Dozotools logo
Calculator Tools › Finance & EMI

Salary Calculator

Convert gross salary to take-home pay by applying tax rate, bonuses, and other deductions in a clear breakdown.

This is a generic calculator; actual tax rules vary by country and region.

Your estimated take-home will appear here.

Salary Calculator – Convert Gross Salary to Take-Home Pay

This salary calculator helps you estimate your monthly take-home pay from your gross salary. Enter your gross amount, any monthly bonus, an effective tax rate, and other deductions to see a simple breakdown of how much you might actually receive.

How to use the salary calculator

  1. Enter your gross monthly salary.
  2. Add a monthly bonus amount if you receive one (optional).
  3. Enter your estimated effective tax rate as a percentage.
  4. Enter any other regular deductions (e.g. PF, insurance, loan EMI) if you want them included.
  5. Click "Calculate take-home" to see the estimated net salary.

Important note

Actual salary calculations can be much more complex with multiple tax slabs, allowances, exemptions, and country-specific rules. Treat this as a quick, approximate calculator for planning and sanity checks, not as legal or financial advice.

Salary calculator FAQs

How do I choose the tax rate?

Look at recent payslips or tax summaries to approximate your effective tax rate (total tax ÷ total taxable income × 100). Use that as the input here.

Does this include employer contributions?

No. It focuses on what you receive as take-home pay. Employer-side contributions such as employer PF or insurance are not included in this estimate.